Budgeting as a Student

The 50/30/20 rule: 50% of income goes to needs, 30% to wants, and 20% to savings and debt repayment.

Save on Textbooks

Buy used copies, rent textbooks, check the library. Use our Discount Calculator to see savings.

Food

Cooking at home is dramatically cheaper than eating out. Meal prepping on Sundays reduces the temptation to order takeout.

Avoid Unnecessary Debt

Credit card interest can exceed 20%. If you must use a credit card, pay the full balance each month. Use our Loan Calculator to see total interest costs.